Natural hazards · Occoquan

Occoquan, VA natural hazards

Most of the natural-hazard damage FEMA expects in Occoquan comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Occoquan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Occoquan to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding76%Heat waves6%Everything else18%

By hazard

What Occoquan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Occoquan flood?

Every paid claim on a federal flood insurance policy in Occoquan, from FEMA’s records.

10paid claims since 1982

$61Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Isabel: 3 claims, $27K
Heavy rains: 1 claim, $9K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Occoquan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince William County.

Disasters that hit Occoquan

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Occoquan itself: aid to households, or repair grants to the Town of Occoquan.

Brought FEMA money into OccoquanDeclared for Prince William County only

2003

Hurricane Isabel

1 household applied for aid

2000

Severe Winter Storms

$3K to the Town of Occoquan for repairs

Prince William County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Occoquan

Occoquan and the towns around it

Very lowLowModerateHighVery high

Occoquanmostly inland floodingModerate

Laurel Hillmostly inland floodingLow

Lake Ridgemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Occoquan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Occoquan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Occoquan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.