Natural hazards · Laurel Hill

Laurel Hill, VA natural hazards

Most of the natural-hazard damage FEMA expects in Laurel Hill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laurel Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laurel Hill to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hurricanes6%Heat waves5%Everything else11%

By hazard

What Laurel Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 12 years in the area

Heat waves

5% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laurel Hill flood?

Every paid claim on a federal flood insurance policy in Laurel Hill, from FEMA’s records.

3paid claims since 2008

$18Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laurel Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfax County.

Disasters that hit Laurel Hill

Federal disasters declared here

None of the disasters declared for Fairfax County shows FEMA aid or repair money reaching Laurel Hill itself in FEMA’s records.

Brought FEMA money into Laurel HillDeclared for Fairfax County only

Fairfax County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Laurel Hill

Laurel Hill and the towns around it

Very lowLowModerateHighVery high

Lortonmostly inland floodingModerate

Occoquanmostly inland floodingModerate

Laurel Hillmostly inland floodingLow

Crosspointemostly inland floodingLow

Newington Forestmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laurel Hill covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Laurel Hill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Laurel Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Laurel Hill total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.