Natural hazards · Hutchison

Hutchison, VA natural hazards

Most of the natural-hazard damage FEMA expects in Hutchison comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hutchison?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hutchison to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding54%Heat waves13%Hurricanes9%Cold waves6%Earthquakes5%Everything else13%

By hazard

What Hutchison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 6 times a year in the area

Heat waves

13% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 10 years in the area

Cold waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Below average · higher than 47% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hutchison flood?

Every paid claim on a federal flood insurance policy in Hutchison, from FEMA’s records.

1paid claims since 2011

$2Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hutchison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfax County.

Disasters that hit Hutchison

Federal disasters declared here

None of the disasters declared for Fairfax County shows FEMA aid or repair money reaching Hutchison itself in FEMA’s records.

Brought FEMA money into HutchisonDeclared for Fairfax County only

Fairfax County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Hutchison

Hutchison and the towns around it

Very lowLowModerateHighVery high

Herndonmostly inland floodingVery low

McNairmostly inland floodingVery low

Hutchisonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hutchison covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hutchison’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hutchison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hutchison total about $518K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.