Natural hazards · Hillsboro

Hillsboro, VA natural hazards

Most of the natural-hazard damage FEMA expects in Hillsboro comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hillsboro?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hillsboro to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding64%Drought10%Hurricanes6%Tornadoes5%Everything else16%

By hazard

What Hillsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Drought

10% of expected damage

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 11 years in the area

Tornadoes

5% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 39 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hillsboro flood?

FEMA's records show no paid flood insurance claims in Hillsboro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hillsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Loudoun County.

Disasters that hit Hillsboro

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hillsboro itself: aid to households, or repair grants to the Town of Hillsboro.

Brought FEMA money into HillsboroDeclared for Loudoun County only

2003

Hurricane Isabel

1 household applied for aid

Loudoun County has had 13 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hillsboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hillsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hillsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.