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Natural hazards in Great Falls · FEMA

Great Falls is calmer than 78% of U.S. communities

Most of the natural-hazard damage FEMA expects in Great Falls comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 2001. 1 federal disaster brought FEMA money into town.

22Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 22% of U.S. places
Main hazard
Inland flooding
77% of expected damage
Flood claims
15
paid since 2001 · $191K
Disasters paid out here
1
of 17 declared for Fairfax County
Expected yearly loss
$6.0M
buildings, people and crops

What stands out about Great Falls’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Great Falls?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 22% of U.S. communities, mostly from inland flooding.

Where Great Falls sits
Great Falls
Very lowLowModerateHighVery high

Calmer than 474 of the 700 Virginia towns we cover.

Great Falls covers 4 census tracts, combined by population.

What drives the damage
Inland flooding77%Hurricanes9%Everything else14%
By hazard

What Great Falls faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

77%of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

9%of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 10 years in the area
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Great Falls flood? Sometimes: 15 flood claims since 2001

Every paid claim on a federal flood insurance policy in Great Falls, from FEMA’s records.

Paid flood claims, by year
2001: 1 claim2002: 0 claims2003: 1 claim2004: 0 claims2005: 0 claims2006: 2 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 8 claims2012: 0 claims2013: 0 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 1 claim2026: 0 claims 200120062011
20012026
15
paid claims since 2001
$191K
paid to owners
0
homes flooded more than once
$13K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Great Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfax County.
Storms remembered

1 federal disaster brought FEMA money to Great Falls

Disasters that paid out in Great Falls itself (aid to households or repair grants to Great Falls) and its biggest flood years.

  1. 2003Hurricane Isabel7 households applied for aid$358 aid approved
Disasters declared, by decade
Paid out in Great FallsFairfax County only

Fairfax County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Were you here?

Old photos of Great Falls after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Great Falls archive →
Be ready

Get ready for what Great Falls actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Great Falls and its neighbors

Great Falls ranks 6th calmest of 8 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
DranesvilleLowinland flooding2
Wolf TrapLowinland flooding6
Great FallsLowinland flooding15
McLeanVery lowinland flooding57
Great Falls CrossingVery lowinland flooding0
TravilahVery lowinland flooding3
PotomacVery lowinland flooding30
DarnestownVery lowinland flooding4

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in January–February

The month each of Fairfax County’s 17 declared disasters began, since 1953.

5J
2F
1M
A
M
2J
J
1A
4S
1O
N
1D
Winter stormsHurricanesSevere stormsFreezesFloods
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Great Falls’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Great Falls.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Great Falls, expected losses total about $6.0M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Great Falls.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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