Culpeper, VA natural hazards
Most of the natural-hazard damage FEMA expects in Culpeper comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2011. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Culpeper?
FEMA expects yearly storm and flood damage to homes and buildings in Culpeper to be higher than in 62% of U.S. communities, mostly from inland flooding.
What Culpeper faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Culpeper flood?
Every paid claim on a federal flood insurance policy in Culpeper, from FEMA’s records.
Biggest named events
- Hurricane Eta: 3 claims, $145K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Culpeper itself: aid to households, or repair grants to the Town of Culpeper.
Severe Winter Storm and Snowstorm
Severe Storms and Straight-Line Winds
Earthquake
Severe Winter Storms and Snowstorms
Severe Winter Storm and Snowstorm
Hurricane Isabel
Severe Winter Storms
How to read this page
FEMA’s expected losses across Culpeper total about $685K a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.