Natural hazards · Big Stone Gap

Big Stone Gap, VA natural hazards

Most of the natural-hazard damage FEMA expects in Big Stone Gap comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 47 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Big Stone Gap?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Big Stone Gap to be higher than in 78% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding75%Cold waves15%Everything else10%
By hazard

What Big Stone Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once a year in the area

Cold waves

15% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHeat wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Big Stone Gap flood?

Every paid claim on a federal flood insurance policy in Big Stone Gap, from FEMA’s records.

47paid claims since 1979
$345Kpaid to owners
8homes flooded more than once
19792026

Biggest named events

  • Heavy rains: 7 claims, $85K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Big Stone Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wise County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Big Stone Gap

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Big Stone Gap itself: aid to households, or repair grants to the Town of Big Stone Gap.

Brought FEMA money into Big Stone GapDeclared for Wise County only
2024

Tropical Storm Helene

179 households applied for aid $83K aid approved $92K to the Town of Big Stone Gap for repairs
2009

Severe Winter Storm and Snowstorm

$17K to the Town of Big Stone Gap for repairs
2003

Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,floodind, and Mudslide

86 households applied for aid $134K aid approved $28K to the Town of Big Stone Gap for repairs
2002

Severe Storms and Flooding

$33K to the Town of Big Stone Gap for repairs
2001

Severe Storms and Flooding

$30K to the Town of Big Stone Gap for repairs
Wise County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Big Stone Gap covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Big Stone Gap’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Big Stone Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Big Stone Gap total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01