Natural hazards · Millcreek

Millcreek, UT natural hazards

Most of the natural-hazard damage FEMA expects in Millcreek comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2022. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millcreek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millcreek to be higher than in 79% of U.S. communities, mostly from earthquakes.

Earthquakes87%Inland flooding11%Everything else2%

By hazard

What Millcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

87% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

11% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millcreek flood?

Every paid claim on a federal flood insurance policy in Millcreek, from FEMA’s records.

1paid claims since 2022

$21Kpaid to owners

0homes flooded more than once

20222026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Salt Lake County.

Disasters that hit Millcreek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Millcreek itself: aid to households, or repair grants to the City of Millcreek.

Brought FEMA money into MillcreekDeclared for Salt Lake County only

2020

Earthquake and Aftershocks

2 households applied for aid $15K aid approved

Salt Lake County has had 10 natural disasters declared since 1953, most often floods and fires.

Around Millcreek

Millcreek and the towns around it

Very lowLowModerateHighVery high

Salt Lake Citymostly earthquakesVery high

Millcreekmostly earthquakesHigh

Murraymostly earthquakesHigh

South Salt Lakemostly earthquakesHigh

Holladaymostly earthquakesHigh

Taylorsvillemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millcreek covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Millcreek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Millcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millcreek total about $39.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.