Natural hazards · Holladay

Holladay, UT natural hazards

Most of the natural-hazard damage FEMA expects in Holladay comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2021. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holladay?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holladay to be higher than in 73% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes83%Inland flooding15%Everything else2%

By hazard

What Holladay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

83% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

15% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holladay flood?

Every paid claim on a federal flood insurance policy in Holladay, from FEMA’s records.

3paid claims since 2021

$20Kpaid to owners

1homes flooded more than once

20212026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holladay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Salt Lake County.

Disasters that hit Holladay

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holladay itself: aid to households, or repair grants to the City of Holladay.

Brought FEMA money into HolladayDeclared for Salt Lake County only

2020

Straight-Line Winds

$144K to the City of Holladay for repairs

2020

Earthquake and Aftershocks

2 households applied for aid $2K aid approved

Salt Lake County has had 10 natural disasters declared since 1953, most often floods and fires.

Around Holladay

Holladay and the towns around it

Very lowLowModerateHighVery high

Millcreekmostly earthquakesHigh

Murraymostly earthquakesHigh

Holladaymostly earthquakesHigh

Cottonwood Heightsmostly avalanchesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holladay covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Holladay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holladay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holladay total about $21.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.