Natural hazards · Wylie

Wylie, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wylie comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wylie?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wylie to be higher than in 57% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes65%Inland flooding18%Hail11%Everything else7%

By hazard

What Wylie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

65% of expected damage

Well above average · higher than 78% of U.S. places

Inland flooding

18% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wylie flood?

Every paid claim on a federal flood insurance policy in Wylie, from FEMA’s records.

3paid claims since 2006

$172Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wylie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collin County.

What’s been done with FEMA grants

24storm safe rooms built

Disasters that hit Wylie

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wylie itself: aid to households, or repair grants to the City of Wylie.

Brought FEMA money into WylieDeclared for Collin County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

189 households applied for aid $204K aid approved

2021

Severe Winter Storms

390 households applied for aid $139K aid approved

2005

Hurricane Katrina Evacuation

$206K to the City of Wylie for repairs

Collin County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Wylie

Wylie and the towns around it

Very lowLowModerateHighVery high

Parkermostly tornadoesHigh

Lucasmostly tornadoesHigh

Sachsemostly tornadoesHigh

Murphymostly tornadoesHigh

Wyliemostly tornadoesModerate

Lavonmostly tornadoesModerate

St. Paulmostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wylie covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Wylie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wylie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wylie total about $32.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.