Natural hazards · Sachse

Sachse, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sachse comes from tornadoes, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sachse?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sachse to be higher than in 62% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes32%Inland flooding31%Heat waves17%Hail12%Cold waves7%Everything else1%

By hazard

What Sachse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

32% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

31% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Heat waves

17% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Hail

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sachse flood?

Every paid claim on a federal flood insurance policy in Sachse, from FEMA’s records.

10paid claims since 1998

$159Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Fall severe storms: 1 claim, $835
Thunderstorms: 1 claim, $16K
2025 July Central TX Flooding: 1 claim, $31K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sachse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallas County.

What’s been done with FEMA grants

13storm safe rooms built

Disasters that hit Sachse

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sachse itself: aid to households, or repair grants to the City of Sachse.

Brought FEMA money into SachseDeclared for Dallas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

276 households applied for aid $128K aid approved $305K to the City of Sachse for repairs

2021

Severe Winter Storms

142 households applied for aid $65K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

5 households applied for aid $14K aid approved $18K to the City of Sachse for repairs

Dallas County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Sachse

Sachse and the towns around it

Very lowLowModerateHighVery high

Sachsemostly tornadoesHigh

Murphymostly tornadoesHigh

Garlandmostly heat wavesModerate

Wyliemostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sachse covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Sachse’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sachse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sachse total about $8.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.