Natural hazards · Post

Post, TX natural hazards

Most of the natural-hazard damage FEMA expects in Post comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Post?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Post to be higher than in 39% of U.S. communities, mostly from tornadoes and cold waves.

Tornadoes47%Cold waves18%Strong wind13%Wildfire8%Everything else14%

By hazard

What Post faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

47% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

18% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Inland floodingHurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLightningDrought

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Post flood?

Every paid claim on a federal flood insurance policy in Post, from FEMA’s records.

1paid claims since 1979

$6Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Claudette: 1 claim, $6K

of all homes
are insured

No community discount. Post isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garza County.

Disasters that hit Post

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Post itself: aid to households, or repair grants to the City of Post.

Brought FEMA money into PostDeclared for Garza County only

2021

Severe Winter Storms

$47K to the City of Post for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$31K to the City of Post for repairs

2000

Severe Winter Ice Storm

$9K to the City of Post for repairs

Garza County has had 13 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Post covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Post’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Post. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Post total about $249K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.