Natural hazards · Mission Bend

Mission Bend, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mission Bend comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 263 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mission Bend?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mission Bend to be higher than in 87% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes18%Hurricanes12%Everything else12%

By hazard

What Mission Bend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Hurricanes

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mission Bend flood?

Every paid claim on a federal flood insurance policy in Mission Bend, from FEMA’s records.

263paid claims since 1979

$5.4Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 40 claims, $619K
Spring Storm: 13 claims, $116K
Hurricane Ike: 9 claims, $82K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mission Bend isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Mission Bend

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mission Bend itself: aid to households, or repair grants to Mission Bend.

Brought FEMA money into Mission BendDeclared for Fort Bend County only

2021

Severe Winter Storms

1 household applied for aid $2K aid approved

2017

Hurricane Harvey

2 households applied for aid $500 aid approved

2016

Severe Storms and Flooding

1 household applied for aid

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Mission Bend

Mission Bend and the towns around it

Very lowLowModerateHighVery high

Mission Bendmostly inland floodingVery high

Four Cornersmostly inland floodingVery high

Houstonmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mission Bend covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Mission Bend’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mission Bend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mission Bend total about $15.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.