Natural hazards · Four Corners

Four Corners, TX natural hazards

Most of the natural-hazard damage FEMA expects in Four Corners comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 35 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Four Corners?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Four Corners to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes15%Hurricanes14%Everything else12%

By hazard

What Four Corners faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 57% of U.S. places

Hurricanes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Four Corners flood?

Every paid claim on a federal flood insurance policy in Four Corners, from FEMA’s records.

35paid claims since 1981

$1.8Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

Hurricane Harvey: 12 claims, $1.0M
Hurricane Beryl: 5 claims, $261K
Spring severe storms: 3 claims, $187K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Four Corners isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Four Corners

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Four Corners itself: aid to households, or repair grants to Four Corners.

Brought FEMA money into Four CornersDeclared for Fort Bend County only

2017

Hurricane Harvey

3 households applied for aid $12K aid approved

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Four Corners

Four Corners and the towns around it

Very lowLowModerateHighVery high

Mission Bendmostly inland floodingVery high

Four Cornersmostly inland floodingVery high

Houstonmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Four Corners covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Four Corners’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Four Corners. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Four Corners total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.