Natural hazards · Lakeway

Lakeway, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lakeway comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakeway?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakeway to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding70%Tornadoes17%Hail6%Everything else8%

By hazard

What Lakeway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 70% of U.S. places

Hail

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakeway flood?

Every paid claim on a federal flood insurance policy in Lakeway, from FEMA’s records.

14paid claims since 1997

$430Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

2025 July Central TX Flooding: 3 claims, $269K
Early summer storms: 3 claims, $59K
Torrential rain: 3 claims, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakeway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Travis County.

Disasters that hit Lakeway

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lakeway itself: aid to households, or repair grants to the City of Lakeway.

Brought FEMA money into LakewayDeclared for Travis County only

2025

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $2K aid approved

2023

Severe Winter Storm

$1.5M to the City of Lakeway for repairs

2021

Severe Winter Storms

35 households applied for aid $12K aid approved $20K to the City of Lakeway for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $14K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Travis County has had 30 natural disasters declared since 1953, most often fires and floods.

Around Lakeway

Lakeway and the towns around it

Very lowLowModerateHighVery high

Point Venturemostly inland floodingHigh

Lakewaymostly inland floodingHigh

Bee Cavemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakeway covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lakeway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lakeway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lakeway total about $7.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.