Natural hazards · Bee Cave

Bee Cave, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bee Cave comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bee Cave?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bee Cave to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes32%Hail10%Heat waves8%Everything else9%

By hazard

What Bee Cave faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

32% of expected damage

Above average · higher than 70% of U.S. places

Hail

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bee Cave flood?

FEMA's records show no paid flood insurance claims in Bee Cave.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bee Cave isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Travis County.

Disasters that hit Bee Cave

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bee Cave itself: aid to households, or repair grants to the City of Bee Cave.

Brought FEMA money into Bee CaveDeclared for Travis County only

2023

Severe Winter Storm

$633K to the City of Bee Cave for repairs

2021

Severe Winter Storms

10 households applied for aid

Travis County has had 30 natural disasters declared since 1953, most often fires and floods.

Around Bee Cave

Bee Cave and the towns around it

Very lowLowModerateHighVery high

Lakewaymostly inland floodingHigh

Austinmostly inland floodingModerate

Bee Cavemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bee Cave covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bee Cave’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bee Cave. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bee Cave total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.