Natural hazards · La Porte

La Porte, TX natural hazards

Most of the natural-hazard damage FEMA expects in La Porte comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2,498 claims here since 1979. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Porte?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Porte to be higher than in 78% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes24%Tornadoes16%Cold waves6%Everything else6%

By hazard

What La Porte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

16% of expected damage

Above average · higher than 61% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Porte flood?

Every paid claim on a federal flood insurance policy in La Porte, from FEMA’s records.

2,498paid claims since 1979

$94.1Mpaid to owners

345homes flooded more than once

19792026

Biggest named events

Tropical Storm Allison: 619 claims, $19.1M
Hurricane Ike: 600 claims, $39.1M
Hurricane Harvey: 367 claims, $21.5M

Homes that flooded again and again

Each house = 6 homes. ■ FEMA “severe repetitive loss” (84) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. La Porte is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Harris County.

What’s been done with FEMA grants

65flood-prone properties bought out and cleared

Disasters that hit La Porte

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in La Porte itself: aid to households, or repair grants to the City of La Porte.

Brought FEMA money into La PorteDeclared for Harris County only

2024

Hurricane Beryl

5,245 households applied for aid $3.8M aid approved $954K to the City of La Porte for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

380 households applied for aid $276K aid approved

2021

Severe Winter Storms

624 households applied for aid $257K aid approved $26K to the City of La Porte for repairs

2020

Tropical Storms Marco and Laura

$93K to the City of La Porte for repairs

2019

Tropical Storm Imelda

11 households applied for aid $23K aid approved

2017

Hurricane Harvey

2,810 households applied for aid $3.5M aid approved $890K to the City of La Porte for repairs

2016

Severe Storms and Flooding

7 households applied for aid $9K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

112 households applied for aid $19K aid approved

2008

Hurricane Ike

6,960 households applied for aid $6.4M aid approved $8.1M to the City of La Porte for repairs

2007

Tropical Storm Erin

70 households applied for aid $334K aid approved

2005

Hurricane Rita

3,023 households applied for aid $916K aid approved $528K to the City of La Porte for repairs

2005

Hurricane Katrina Evacuation

$60K to the City of La Porte for repairs

2002

Severe Storms, Tornadoes and Flooding

3 households applied for aid $3K aid approved

2001

Tx-Tropical Storm Allison-06-06-2001

$160K to the City of La Porte for repairs

Harris County has had 34 natural disasters declared since 1953, most often floods and hurricanes.

Around La Porte

La Porte and the towns around it

Very lowLowModerateHighVery high

La Portemostly inland floodingHigh

Deer Parkmostly inland floodingHigh

Shoreacresmostly inland floodingHigh

Pasadenamostly inland floodingHigh

Morgan's Pointmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Porte covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to La Porte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of La Porte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Porte total about $15.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.