Natural hazards · Deer Park

Deer Park, TX natural hazards

Most of the natural-hazard damage FEMA expects in Deer Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1,530 claims here since 1979. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deer Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deer Park to be higher than in 74% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding46%Hurricanes23%Tornadoes19%Cold waves7%Everything else6%

By hazard

What Deer Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

19% of expected damage

Above average · higher than 62% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deer Park flood?

Every paid claim on a federal flood insurance policy in Deer Park, from FEMA’s records.

1,530paid claims since 1979

$44.8Mpaid to owners

133homes flooded more than once

19792026

Biggest named events

Tropical Storm Allison: 564 claims, $17.2M
Hurricane Harvey: 350 claims, $18.0M
Tropical Storm Erin: 156 claims, $6.1M

Homes that flooded again and again

Each house = 3 homes. ■ FEMA “severe repetitive loss” (18) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Deer Park is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Harris County.

What’s been done with FEMA grants

1buildings retrofitted against wind

1buildings floodproofed

Disasters that hit Deer Park

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deer Park itself: aid to households, or repair grants to the City of Deer Park.

Brought FEMA money into Deer ParkDeclared for Harris County only

2024

Hurricane Beryl

3,340 households applied for aid $2.2M aid approved $1.1M to the City of Deer Park for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

179 households applied for aid $92K aid approved

2021

Severe Winter Storms

393 households applied for aid $198K aid approved $11K to the City of Deer Park for repairs

2020

Tropical Storms Marco and Laura

$128K to the City of Deer Park for repairs

2019

Tropical Storm Imelda

12 households applied for aid

2017

Hurricane Harvey

1,952 households applied for aid $2.0M aid approved $1.4M to the City of Deer Park for repairs

2016

Severe Storms and Flooding

5 households applied for aid $9K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

11 households applied for aid $7K aid approved $412K to the City of Deer Park for repairs

2008

Hurricane Ike

2,973 households applied for aid $415K aid approved $2.8M to the City of Deer Park for repairs

2007

Tropical Storm Erin

83 households applied for aid $340K aid approved

2005

Hurricane Rita

1,468 households applied for aid $333K aid approved $185K to the City of Deer Park for repairs

2002

Severe Storms, Tornadoes and Flooding

1 household applied for aid $2K aid approved

2001

Tx-Tropical Storm Allison-06-06-2001

$208K to the City of Deer Park for repairs

Harris County has had 34 natural disasters declared since 1953, most often floods and hurricanes.

Around Deer Park

Deer Park and the towns around it

Very lowLowModerateHighVery high

La Portemostly inland floodingHigh

Deer Parkmostly inland floodingHigh

Pasadenamostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deer Park covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Deer Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deer Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deer Park total about $14.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.