Natural hazards · Krugerville

Krugerville, TX natural hazards

Most of the natural-hazard damage FEMA expects in Krugerville comes from tornadoes, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Krugerville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Krugerville to be higher than in 31% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes44%Inland flooding26%Hail14%Heat waves6%Everything else11%

By hazard

What Krugerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

44% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 67 years in the area

Inland flooding

26% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 3 times a year in the area

Hail

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Krugerville flood?

FEMA's records show no paid flood insurance claims in Krugerville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Krugerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Denton County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Krugerville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Krugerville itself: aid to households, or repair grants to the City of Krugerville.

Brought FEMA money into KrugervilleDeclared for Denton County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $1K aid approved

2021

Severe Winter Storms

8 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

2 households applied for aid $4K aid approved

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2007

Severe Storms and Tornadoes

4 households applied for aid $11K aid approved

Denton County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Krugerville

Krugerville and the towns around it

Very lowLowModerateHighVery high

Krugervillemostly tornadoesLow

Aubreymostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Krugerville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Krugerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Krugerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Krugerville total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.