Natural hazards · Joshua

Joshua, TX natural hazards

Most of the natural-hazard damage FEMA expects in Joshua comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2000. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Joshua?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Joshua to be higher than in 23% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes45%Inland flooding23%Cold waves11%Heat waves7%Wildfire5%Everything else8%

By hazard

What Joshua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

45% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 78 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 3 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 17 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Joshua flood?

Every paid claim on a federal flood insurance policy in Joshua, from FEMA’s records.

3paid claims since 2000

$15Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Joshua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

What’s been done with FEMA grants

8storm safe rooms built

Disasters that hit Joshua

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Joshua itself: aid to households, or repair grants to the City of Joshua.

Brought FEMA money into JoshuaDeclared for Johnson County only

2021

Severe Winter Storms

171 households applied for aid $111K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

21 households applied for aid $26K aid approved

2005

Extreme Wildfire Threat

2 households applied for aid $34K aid approved

2005

Hurricane Rita

$1K to the City of Joshua for repairs

Johnson County has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Joshua

Joshua and the towns around it

Very lowLowModerateHighVery high

Cleburnemostly tornadoesModerate

Burlesonmostly tornadoesModerate

Joshuamostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Joshua is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Joshua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Joshua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.