Cleburne, TX natural hazards
Most of the natural-hazard damage FEMA expects in Cleburne comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 92 claims here since 1979. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cleburne?
FEMA expects yearly storm and flood damage to homes and buildings in Cleburne to be higher than in 52% of U.S. communities, mostly from tornadoes and inland flooding.
What Cleburne faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Inland flooding
Cold waves
Heat waves
Lower here
Not a risk here
Does Cleburne flood?
Every paid claim on a federal flood insurance policy in Cleburne, from FEMA’s records.
Biggest named events
- Early summer storms: 6 claims, $133K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cleburne itself: aid to households, or repair grants to the City of Cleburne.
Severe Winter Storms
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Extreme Wildfire Threat
Hurricane Rita
Hurricane Katrina Evacuation
Cleburne and the towns around it
How to read this page
FEMA’s expected losses across Cleburne total about $8.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.