Natural hazards · Irving

Irving, TX natural hazards

Most of the natural-hazard damage FEMA expects in Irving comes from heat waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 153 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irving?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irving to be higher than in 48% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves31%Inland flooding30%Hail14%Tornadoes12%Cold waves11%Everything else2%

By hazard

What Irving faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

31% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Inland flooding

30% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 5 times a year in the area

Hail

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 94% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irving flood?

Every paid claim on a federal flood insurance policy in Irving, from FEMA’s records.

153paid claims since 1978

$2.2Mpaid to owners

12homes flooded more than once

19782026

Biggest named events

Early summer storms: 3 claims, $43K
Dallas Flash Floods: 1 claim, $12K
Fall 2018 Texas Flooding: 1 claim, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Irving isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallas County.

What’s been done with FEMA grants

20storm safe rooms built

Disasters that hit Irving

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Irving itself: aid to households, or repair grants to the City of Irving.

Brought FEMA money into IrvingDeclared for Dallas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

857 households applied for aid $517K aid approved $1.2M to the City of Irving for repairs

2021

Severe Winter Storms

2,968 households applied for aid $1.2M aid approved $174K to the City of Irving for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

47 households applied for aid $86K aid approved $2.3M to the City of Irving for repairs

2005

Hurricane Katrina Evacuation

$378K to the City of Irving for repairs

Dallas County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Irving

Irving and the towns around it

Very lowLowModerateHighVery high

Coppellmostly inland floodingHigh

Grand Prairiemostly inland floodingModerate

Dallasmostly inland floodingModerate

Irvingmostly heat wavesModerate

Carrolltonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irving covers 72 census tracts, combined by population.

Money that reached townFlood claims are matched to Irving’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Irving. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Irving total about $91.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.