Natural hazards · Coppell

Coppell, TX natural hazards

Most of the natural-hazard damage FEMA expects in Coppell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1989. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coppell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coppell to be higher than in 76% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding54%Heat waves16%Hail13%Tornadoes10%Cold waves5%Everything else2%

By hazard

What Coppell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Heat waves

16% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Hail

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 94% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coppell flood?

Every paid claim on a federal flood insurance policy in Coppell, from FEMA’s records.

14paid claims since 1989

$1.6Mpaid to owners

1homes flooded more than once

19892026

Biggest named events

Early summer storms: 6 claims, $1.3M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Coppell is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Dallas County.

What’s been done with FEMA grants

16storm safe rooms built

Disasters that hit Coppell

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coppell itself: aid to households, or repair grants to the City of Coppell.

Brought FEMA money into CoppellDeclared for Dallas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

69 households applied for aid $44K aid approved

2021

Severe Winter Storms

513 households applied for aid $157K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

102 households applied for aid $245K aid approved $93K to the City of Coppell for repairs

2005

Hurricane Katrina Evacuation

$152K to the City of Coppell for repairs

Dallas County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Coppell

Coppell and the towns around it

Very lowLowModerateHighVery high

Coppellmostly inland floodingHigh

Dallasmostly inland floodingModerate

Irvingmostly heat wavesModerate

Carrolltonmostly inland floodingModerate

Lewisvillemostly tornadoesModerate

Grapevinemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coppell covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Coppell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coppell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coppell total about $30.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.