Natural hazards · Hurst

Hurst, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hurst comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 88 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurst?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurst to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes22%Hail19%Heat waves8%Everything else7%

By hazard

What Hurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 84% of U.S. places

Hail

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurst flood?

Every paid claim on a federal flood insurance policy in Hurst, from FEMA’s records.

88paid claims since 1981

$1.3Mpaid to owners

4homes flooded more than once

19812026

Biggest named events

Thunderstorms: 7 claims, $58K
Tropical Storm Allison: 1 claim, $2K
Dallas Flash Floods: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured

🏷️ 10% off flood insurance. Hurst is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Tarrant County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

6storm safe rooms built

Disasters that hit Hurst

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hurst itself: aid to households, or repair grants to the City of Hurst.

Brought FEMA money into HurstDeclared for Tarrant County only

2021

Severe Winter Storms

387 households applied for aid $129K aid approved $13K to the City of Hurst for repairs

2007

Severe Storms, Tornadoes, and Flooding

27 households applied for aid $88K aid approved $23K to the City of Hurst for repairs

2005

Hurricane Rita

$20K to the City of Hurst for repairs

2005

Hurricane Katrina Evacuation

$1.0M to the City of Hurst for repairs

2000

Severe Storms, Tornadoes and Flooding

$17K to the City of Hurst for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Hurst

Hurst and the towns around it

Very lowLowModerateHighVery high

Eulessmostly inland floodingModerate

North Richland Hillsmostly inland floodingModerate

Hurstmostly inland floodingModerate

Colleyvillemostly inland floodingModerate

Richland Hillsmostly inland floodingModerate

Bedfordmostly inland floodingModerate

Fort Worthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurst covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Hurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hurst total about $12.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.