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Natural hazards · Gladewater

Gladewater, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gladewater comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2015. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gladewater?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gladewater to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes30%Heat waves6%Ice storms6%Cold waves6%Strong wind6%Everything else6%
By hazard

What Gladewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once a year in the area

Tornadoes

30% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 75 years in the area

Heat waves

6% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 19 times a year in the area

Ice storms

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Cold waves

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gladewater flood?

Every paid claim on a federal flood insurance policy in Gladewater, from FEMA’s records.

1paid claims since 2015
$53Kpaid to owners
0homes flooded more than once
20152026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Gladewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Upshur County.
Disasters that hit Gladewater

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gladewater itself: aid to households, or repair grants to the City of Gladewater.

Brought FEMA money into GladewaterDeclared for Upshur County only
2021

Severe Winter Storms

135 households applied for aid $83K aid approved
2016

Severe Storms and Flooding

$73K to the City of Gladewater for repairs
2011

Wildfires

13 households applied for aid $61K aid approved
2008

Hurricane Ike

19 households applied for aid $9K aid approved
2007

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $9K aid approved $13K to the City of Gladewater for repairs
2000

Severe Winter Ice Storm

$60K to the City of Gladewater for repairs
Upshur County has had 19 natural disasters declared since 1953, most often hurricanes and fires.
Around Gladewater

Gladewater and the towns around it

Clarksville City: Low, mostly tornadoesWarren City: Low, mostly tornadoesWhite Oak: Low, mostly tornadoesGladewater: Moderate, mostly inland flooding GladewaterClarksville CityWarren City
Very lowLowModerateHighVery high
Gladewatermostly inland floodingModerate
Warren Citymostly tornadoesLow
Clarksville Citymostly tornadoesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gladewater covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Gladewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gladewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gladewater total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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