Natural hazards · Balcones Heights

Balcones Heights, TX natural hazards

Most of the natural-hazard damage FEMA expects in Balcones Heights comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2002. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Balcones Heights?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Balcones Heights to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes21%Hail17%Heat waves6%Everything else3%

By hazard

What Balcones Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

21% of expected damage

Above average · higher than 62% of U.S. places

Hail

17% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Balcones Heights flood?

Every paid claim on a federal flood insurance policy in Balcones Heights, from FEMA’s records.

2paid claims since 2002

$58Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Balcones Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Balcones Heights

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Balcones Heights itself: aid to households, or repair grants to the City of Balcones Heights.

Brought FEMA money into Balcones HeightsDeclared for Bexar County only

2021

Severe Winter Storms

3 households applied for aid

2002

Severe Storms and Flooding

$34K to the City of Balcones Heights for repairs

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Balcones Heights covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Balcones Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Balcones Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Balcones Heights total about $775K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.