Natural hazards · Azle

Azle, TX natural hazards

Most of the natural-hazard damage FEMA expects in Azle comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 41 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Azle?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Azle to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes22%Hail18%Heat waves8%Everything else8%

By hazard

What Azle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 84% of U.S. places

Hail

18% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Azle flood?

Every paid claim on a federal flood insurance policy in Azle, from FEMA’s records.

41paid claims since 1981

$1.2Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

Dallas Flash Floods: 1 claim, $93K

of all homes
are insured

No community discount. Azle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

What’s been done with FEMA grants

12storm safe rooms built

Disasters that hit Azle

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Azle itself: aid to households, or repair grants to the City of Azle.

Brought FEMA money into AzleDeclared for Tarrant County only

2021

Severe Winter Storms

253 households applied for aid $114K aid approved

2017

Hurricane Harvey

1 household applied for aid

2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $30K aid approved

2005

Extreme Wildfire Threat

1 household applied for aid $9K aid approved

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Azle

Azle and the towns around it

Very lowLowModerateHighVery high

Azlemostly inland floodingModerate

Briarmostly inland floodingModerate

Fort Worthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Azle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Azle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Azle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Azle total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.