Natural hazards · White House

White House, TN natural hazards

Most of the natural-hazard damage FEMA expects in White House comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2016. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White House?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White House to be higher than in 34% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes18%Tornadoes17%Cold waves16%Strong wind7%Everything else10%

By hazard

What White House faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

17% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

16% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White House flood?

Every paid claim on a federal flood insurance policy in White House, from FEMA’s records.

7paid claims since 2016

$175Kpaid to owners

2homes flooded more than once

20162026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. White House isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Robertson County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit White House

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in White House itself: aid to households, or repair grants to the City of White House.

Brought FEMA money into White HouseDeclared for Robertson County only

2026

Severe Winter Storm

70 households applied for aid $21K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

73 households applied for aid $43K aid approved $295K to the City of White House for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Robertson County has had 11 natural disasters declared since 1953, most often severe storms and floods.

Around White House

White House and the towns around it

Very lowLowModerateHighVery high

Millersvillemostly inland floodingHigh

White Housemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White House covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to White House’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of White House. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across White House total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.