Natural hazards · Millersville

Millersville, TN natural hazards

Most of the natural-hazard damage FEMA expects in Millersville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 2009. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millersville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millersville to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes14%Cold waves10%Everything else12%

By hazard

What Millersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millersville flood?

Every paid claim on a federal flood insurance policy in Millersville, from FEMA’s records.

24paid claims since 2009

$328Kpaid to owners

5homes flooded more than once

20092026

Biggest named events

Late spring storms: 10 claims, $217K
Central U.S. April Flooding: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumner County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Millersville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Millersville itself: aid to households, or repair grants to the City of Millersville.

Brought FEMA money into MillersvilleDeclared for Sumner County only

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

5 households applied for aid $8K aid approved $46K to the City of Millersville for repairs

Sumner County has had 19 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Millersville

Millersville and the towns around it

Very lowLowModerateHighVery high

Millersvillemostly inland floodingHigh

Goodlettsvillemostly inland floodingHigh

White Housemostly inland floodingLow

Ridgetopmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millersville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Millersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Millersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millersville total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.