Natural hazards · Livingston

Livingston, TN natural hazards

Most of the natural-hazard damage FEMA expects in Livingston comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Livingston?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livingston to be higher than in 36% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding40%Lightning15%Tornadoes15%Cold waves13%Strong wind6%Earthquakes6%Everything else6%

By hazard

What Livingston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Lightning

15% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 63 years in the area

Cold waves

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Livingston flood?

Every paid claim on a federal flood insurance policy in Livingston, from FEMA’s records.

2paid claims since 1980

$7Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Livingston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Overton County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared

Disasters that hit Livingston

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livingston itself: aid to households, or repair grants to the Town of Livingston.

Brought FEMA money into LivingstonDeclared for Overton County only

2026

Severe Winter Storm

$84K to the Town of Livingston for repairs

2021

Severe Storms, Tornadoes, and Flooding

$10K to the Town of Livingston for repairs

2021

Severe Winter Storms

$178K to the Town of Livingston for repairs

2019

Severe Storms, Flooding, Landslides, and Mudslides

$27K to the Town of Livingston for repairs

2012

Severe Storms, Tornadoes, Straight-Line Winds and

32 households applied for aid $93K aid approved

2010

Severe Storms and Flooding

$16K to the Town of Livingston for repairs

2009

Severe Storms and Flooding

$734K to the Town of Livingston for repairs

Overton County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livingston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Livingston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Livingston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Livingston, TN natural hazards

How exposed is Livingston?

What Livingston faces

Inland flooding

Lightning

Tornadoes

Cold waves

Strong wind

Earthquakes

Lower here

Not a risk here

Does Livingston flood?

What’s been done with FEMA grants

7 federal disasters brought FEMA money here

Severe Winter Storm

Severe Storms, Tornadoes, and Flooding

Severe Winter Storms

Severe Storms, Flooding, Landslides, and Mudslides

Severe Storms, Tornadoes, Straight-Line Winds and

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby