Natural hazards · Clinton

Clinton, TN natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clinton?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding63%Earthquakes13%Tornadoes10%Cold waves8%Everything else7%
By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Earthquakes

13% of expected damage
Well above average · higher than 80% of U.S. places

Tornadoes

10% of expected damage
Above average · higher than 73% of U.S. places

Cold waves

8% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

2paid claims since 1998
$3Kpaid to owners
0homes flooded more than once
19982026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Anderson County.
Disasters that hit Clinton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the City of Clinton.

Brought FEMA money into ClintonDeclared for Anderson County only
2019

Severe Storms, Flooding, Landslides, and Mudslides

$55K to the City of Clinton for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$108K to the City of Clinton for repairs
2011

Severe Storms, Straight-Line Winds, Tornadoes, and

$3K to the City of Clinton for repairs
2003

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $27K aid approved
2003

Severe Storms and Flooding

$23K to the City of Clinton for repairs
2002

Severe Storms and Tornados

9 households applied for aid $6K aid approved
2000

Severe Storms, Tornadoes, and Flooding

$14K to the City of Clinton for repairs
Anderson County has had 19 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01