Chattanooga, TN housing market
The typical Chattanooga home is worth about $319,000, down 1.2% in a year, close to the Tennessee typical home.
Home values, sales, trends and how Chattanooga compares with the towns next door — updated as new data is published.
Chattanooga at a glance
Typical home value, 2016–2026
Show as a table
| January | Chattanooga | Tennessee |
|---|---|---|
| 2017 | $173,000 | $174,000 |
| 2018 | $187,000 | $187,000 |
| 2019 | $196,000 | $198,000 |
| 2020 | $211,000 | $215,000 |
| 2021 | $233,000 | $238,000 |
| 2022 | $277,000 | $287,000 |
| 2023 | $300,000 | $313,000 |
| 2024 | $316,000 | $326,000 |
| 2025 | $326,000 | $334,000 |
| 2026 | $322,000 | $333,000 |
| August 2026 | $319,000 | $334,000 |
893 new homes permitted in 2025
Builders were permitted 893 new homes in Chattanooga in 2025: 793 single-family houses and 100 in buildings with two or more homes, worth about $260.1 million to build. That's 4.8 per 1,000 residents, slower than across Tennessee (7.8). Over the past 10 years, Chattanooga has permitted 10,752 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Chattanooga gained 13,425 residents while 7,265 new homes were permitted: about 1.8 new residents per new home. Building and growth moved roughly in step. Across Tennessee: 2 new residents per new home.
How Chattanooga ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 644 | 560 | 84 | $218.3 million |
| 2025 | 893 | 793 | 100 | $260.1 million |
| 2024 | 1,037 | 493 | 544 | $160.3 million |
| 2023 | 1,121 | 471 | 650 | $166.2 million |
| 2022 | 1,271 | 498 | 773 | $185 million |
| 2021 | 1,232 | 575 | 657 | $190.7 million |
| 2020 | 1,038 | 507 | 531 | $164.1 million |
| 2019 | 1,130 | 434 | 696 | $161.8 million |
| 2018 | 655 | 441 | 214 | $127.3 million |
| 2017 | 1,202 | 515 | 687 | $186.2 million |
| 2016 | 1,173 | 577 | 596 | $161.6 million |
| 2015 | 610 | 456 | 154 | $100.5 million |
| 2014 | 1,127 | 349 | 778 | $133.3 million |
| 2013 | 435 | 298 | 137 | $54.1 million |
| 2012 | 375 | 247 | 128 | $46.2 million |
| 2011 | 285 | 202 | 83 | $35.7 million |
| 2010 | 273 | 206 | 67 | $34.6 million |
| 2009 | 269 | 207 | 62 | $34.1 million |
| 2008 | 418 | 262 | 156 | $50.5 million |
| 2007 | 640 | 441 | 199 | $78.9 million |
| 2006 | 932 | 668 | 264 | $118.5 million |
| 2005 | 862 | 711 | 151 | $105.5 million |
| 2004 | 819 | 655 | 164 | $98.6 million |
| 2003 | 753 | 606 | 147 | $90.7 million |
| 2002 | 708 | 549 | 159 | $84.6 million |
| 2001 | 893 | 533 | 360 | $90.2 million |
| 2000 | 649 | 480 | 169 | $79.2 million |
How Chattanooga ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Chattanooga and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Chattanooga | $319K | −1.2% | $1,500 | 893 | $64,523 |
| Harrison | $339K | −1.1% | $1,420 | — | $89,395 |
| East Ridge | $256K | −2.6% | $1,390 | 53 | $62,247 |
| Lookout Mountain | $1.06M | +6.3% | $1,900 | 0 | $201,000 |
| Middle Valley | — | +0.2%† | $1,570 | — | $95,000 |
| Collegedale | $415K | −0.3% | $1,760 | 34 | $70,246 |
| Soddy-Daisy | $359K | −0.2% | $1,300 | 43 | $75,113 |
† FHFA price index change, where Zillow has no home value for the town.
4.9 years of income
The typical Chattanooga home costs about 4.9 years of the town's median household income, about the same as across Tennessee (4.8).
How Chattanooga ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,500
HUD's Fair Market Rent for a two-bedroom in Chattanooga is $1,500 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Chattanooga pay a median of $1,256, so moving in tends to cost more than staying put. A two-bedroom takes about 28% of the town's median household income.
Studio $1,300 · 4 bedrooms $1,990
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (37343, 37404, 37405, 37406, 37407, 37409 and 6 more; Chattanooga, TN-GA MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Chattanooga
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.