Natural hazards · Berry Hill

Berry Hill, TN natural hazards

Most of the natural-hazard damage FEMA expects in Berry Hill comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berry Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berry Hill to be higher than in 32% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes50%Inland flooding38%Tornadoes8%Everything else4%

By hazard

What Berry Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

50% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

38% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berry Hill flood?

Every paid claim on a federal flood insurance policy in Berry Hill, from FEMA’s records.

10paid claims since 2010

$611Kpaid to owners

5homes flooded more than once

20102026

Biggest named events

Central U.S. April Flooding: 2 claims, $70K
Late spring storms: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Berry Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davidson County.

Disasters that hit Berry Hill

Federal disasters declared here

None of the disasters declared for Davidson County shows FEMA aid or repair money reaching Berry Hill itself in FEMA’s records.

Brought FEMA money into Berry HillDeclared for Davidson County only

Davidson County has had 23 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berry Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Berry Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Berry Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Berry Hill total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.