Natural hazards · Huron

Huron, SD natural hazards

Most of the natural-hazard damage FEMA expects in Huron comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1993. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huron?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huron to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves21%Tornadoes18%Everything else18%

By hazard

What Huron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huron flood?

Every paid claim on a federal flood insurance policy in Huron, from FEMA’s records.

4paid claims since 1993

$69Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beadle County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Huron

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Huron itself: aid to households, or repair grants to the City of Huron.

Brought FEMA money into HuronDeclared for Beadle County only

2022

Severe Storm, Straight-Line Winds, Tornadoes, and Flooding

$52K to the City of Huron for repairs

2019

Severe Winter Storm, Snowstorm, and Flooding

$82K to the City of Huron for repairs

2013

Severe Storms, Tornadoes, and Flooding

$78K to the City of Huron for repairs

2011

Flooding

$45K to the City of Huron for repairs

2010

Flooding

$21K to the City of Huron for repairs

2007

Severe Storms, Tornadoes, and Flooding

185 households applied for aid $92K aid approved $21K to the City of Huron for repairs

2005

Severe Winter Storm

$111K to the City of Huron for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$43K to the City of Huron for repairs

Beadle County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Huron

Huron and the towns around it

Very lowLowModerateHighVery high

Custermostly inland floodingHigh

Huronmostly inland floodingModerate

Valleymostly inland floodingModerate

Clydemostly inland floodingModerate

Theresamostly inland floodingModerate

Morningsidemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huron covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Huron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Huron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Huron total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.