Natural hazards · Clyde

Clyde, SD natural hazards

Most of the natural-hazard damage FEMA expects in Clyde comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clyde?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clyde to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves26%Tornadoes18%Everything else20%

By hazard

What Clyde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 3 times a year in the area

Cold waves

26% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 76 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clyde flood?

FEMA's records show no paid flood insurance claims in Clyde.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clyde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beadle County.

Disasters that hit Clyde

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clyde itself: aid to households, or repair grants to the Township of Clyde.

Brought FEMA money into ClydeDeclared for Beadle County only

2011

Flooding

$14K to the Township of Clyde for repairs

2010

Flooding

$7K to the Township of Clyde for repairs

2007

Severe Storms, Tornadoes, and Flooding

$4K to the Township of Clyde for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$3K to the Township of Clyde for repairs

Beadle County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Clyde

Clyde and the towns around it

Very lowLowModerateHighVery high

Custermostly inland floodingHigh

Huronmostly inland floodingModerate

Grantmostly inland floodingModerate

Clydemostly inland floodingModerate

Dearbornmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clyde covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clyde’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clyde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clyde total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.