Natural hazards · Southern Shops

Southern Shops, SC natural hazards

Most of the natural-hazard damage FEMA expects in Southern Shops comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southern Shops?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southern Shops to be higher than in 7% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding42%Earthquakes19%Tornadoes10%Cold waves9%Ice storms7%Everything else13%

By hazard

What Southern Shops faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 76% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 54% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Ice storms

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southern Shops flood?

FEMA's records show no paid flood insurance claims in Southern Shops.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southern Shops isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spartanburg County.

Disasters that hit Southern Shops

Federal disasters declared here

None of the disasters declared for Spartanburg County shows FEMA aid or repair money reaching Southern Shops itself in FEMA’s records.

Brought FEMA money into Southern ShopsDeclared for Spartanburg County only

Spartanburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Southern Shops

Southern Shops and the towns around it

Very lowLowModerateHighVery high

Saxonmostly inland floodingLow

Valley Fallsmostly inland floodingLow

Arcadiamostly inland floodingVery low

Southern Shopsmostly inland floodingVery low

Hilltopmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southern Shops covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Southern Shops’s own flood-insurance community; household aid to the registrant’s city; repair grants to Southern Shops. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southern Shops total about $707K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.