Natural hazards · Saxon

Saxon, SC natural hazards

Most of the natural-hazard damage FEMA expects in Saxon comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saxon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saxon to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding53%Cold waves13%Tornadoes9%Earthquakes8%Everything else17%

By hazard

What Saxon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Above average · higher than 54% of U.S. places

Earthquakes

8% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saxon flood?

FEMA's records show no paid flood insurance claims in Saxon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saxon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spartanburg County.

Disasters that hit Saxon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Saxon itself: aid to households, or repair grants to Saxon.

Brought FEMA money into SaxonDeclared for Spartanburg County only

2024

Hurricane Helene

2 households applied for aid $2K aid approved

Spartanburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Saxon

Saxon and the towns around it

Very lowLowModerateHighVery high

Spartanburgmostly inland floodingLow

Saxonmostly inland floodingLow

Arcadiamostly inland floodingVery low

Southern Shopsmostly inland floodingVery low

Hilltopmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saxon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Saxon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Saxon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Saxon total about $812K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.