Natural hazards · Andrews

Andrews, SC natural hazards

Most of the natural-hazard damage FEMA expects in Andrews comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 2016. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Andrews?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Andrews to be higher than in 99% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes58%Inland flooding23%Earthquakes11%Everything else9%

By hazard

What Andrews faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

58% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

23% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Andrews flood?

Every paid claim on a federal flood insurance policy in Andrews, from FEMA’s records.

6paid claims since 2016

$221Kpaid to owners

1homes flooded more than once

20162026

Biggest named events

Hurricane Matthew: 4 claims, $110K
Hurricane Debby: 1 claim, $101K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Andrews isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Georgetown County.

What’s been done with FEMA grants

1buildings retrofitted against wind

1homes raised above flood level

Disasters that hit Andrews

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Andrews itself: aid to households, or repair grants to the Town of Andrews.

Brought FEMA money into AndrewsDeclared for Georgetown County only

2022

Hurricane Ian

79 households applied for aid $77K aid approved

2018

Hurricane Florence

34 households applied for aid $998 aid approved

2016

Hurricane Matthew

536 households applied for aid $497K aid approved $8K to the Town of Andrews for repairs

2015

Severe Storms and Flooding

1,559 households applied for aid $3.9M aid approved $92K to the Town of Andrews for repairs

2004

Tropical Storm Frances

248 households applied for aid $202K aid approved

2004

Hurricane Charley

$7K to the Town of Andrews for repairs

1999

Hurricane Floyd Major Disaster Declarations

$29K to the Town of Andrews for repairs

Georgetown County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Andrews is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Andrews’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Andrews. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.