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Natural hazards · North Kingstown

North Kingstown, RI natural hazards

Most of the natural-hazard damage FEMA expects in North Kingstown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 177 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Kingstown?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Kingstown to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes12%Everything else18%
By hazard

What North Kingstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Kingstown flood?

Every paid claim on a federal flood insurance policy in North Kingstown, from FEMA’s records.

177paid claims since 1978
$2.0Mpaid to owners
14homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 66 claims, $613K
  • Hurricane Sandy: 25 claims, $636K
  • Hurricane Bob: 17 claims, $123K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. North Kingstown is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Washington County.
Disasters that hit North Kingstown

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Kingstown itself: aid to households, or repair grants to the Town of North Kingstown.

Brought FEMA money into North KingstownDeclared for Washington County only
2024

Severe Storms and Flooding

48 households applied for aid $145K aid approved
2023

Severe Storm and Flooding

9 households applied for aid $48K aid approved
2022

Severe Winter Storm and Snowstorm

$95K to the Town of North Kingstown for repairs
2015

Severe Winter Storm and Snowstorm

$55K to the Town of North Kingstown for repairs
2013

Severe Winter Storm and Snowstorm

$95K to the Town of North Kingstown for repairs
2012

Hurricane Sandy

19 households applied for aid $13K aid approved $110K to the Town of North Kingstown for repairs
2011

Tropical Storm Irene

$66K to the Town of North Kingstown for repairs
2010

Severe Storms and Flooding

813 households applied for aid $1.3M aid approved $172K to the Town of North Kingstown for repairs
2005

Record Snow

$104K to the Town of North Kingstown for repairs
2003

Snow

$36K to the Town of North Kingstown for repairs
Washington County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.
Around North Kingstown

North Kingstown and the towns around it

Warwick: Low, mostly inland floodingEast Greenwich: Low, mostly inland floodingJamestown: Very low, mostly inland floodingExeter: Very low, mostly inland floodingPortsmouth: Very low, mostly inland floodingSouth Kingstown: Low, mostly inland floodingNarragansett: Low, mostly inland floodingCranston: Moderate, mostly inland floodingWest Warwick: Moderate, mostly inland floodingBarrington: Low, mostly inland floodingEast Providence: Very low, mostly inland floodingWest Greenwich: Very low, mostly inland floodingNewport: Very low, mostly inland floodingMiddletown: Very low, mostly inland floodingRichmond: Low, mostly inland floodingHopkinton: Moderate, mostly inland floodingVoluntown: Low, mostly inland floodingBristol: Very low, mostly inland floodingTiverton: Very low, mostly inland floodingLittle Compton: Very low, mostly inland floodingCharlestown: Low, mostly inland floodingNorth Kingstown: Low, mostly inland flooding North KingstownWarwickEast GreenwichJamestownExeterPortsmouthSouth KingstownNarragansett
Very lowLowModerateHighVery high
East Greenwichmostly inland floodingLow
Narragansettmostly inland floodingLow
North Kingstownmostly inland floodingLow
Warwickmostly inland floodingLow
South Kingstownmostly inland floodingLow
Exetermostly inland floodingVery low
Portsmouthmostly inland floodingVery low
Jamestownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Kingstown covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to North Kingstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Kingstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Kingstown total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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