Natural hazards · Newport

Newport, RI natural hazards

Most of the natural-hazard damage FEMA expects in Newport comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 232 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Newport?

3
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newport to be higher than in 3% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding57%Hurricanes18%Coastal flooding8%Earthquakes6%Everything else12%
By hazard

What Newport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

18% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

8% of expected damage
Well above average · higher than 96% of U.S. places

Earthquakes

6% of expected damage
Below average · higher than 43% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newport flood?

Every paid claim on a federal flood insurance policy in Newport, from FEMA’s records.

232paid claims since 1978
$9.5Mpaid to owners
25homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 73 claims, $4.0M
  • Hurricane Bob: 42 claims, $1.4M
  • Hurricane Irene: 12 claims, $739K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Newport is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Newport County.
Disasters that hit Newport

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newport itself: aid to households, or repair grants to the City of Newport.

Brought FEMA money into NewportDeclared for Newport County only
2024

Severe Storms and Flooding

$536K to the City of Newport for repairs
2022

Severe Winter Storm and Snowstorm

$72K to the City of Newport for repairs
2015

Severe Winter Storm and Snowstorm

$109K to the City of Newport for repairs
2013

Severe Winter Storm and Snowstorm

$91K to the City of Newport for repairs
2012

Hurricane Sandy

31 households applied for aid $30K aid approved $468K to the City of Newport for repairs
2011

Tropical Storm Irene

$159K to the City of Newport for repairs
2010

Severe Storms and Flooding

96 households applied for aid $54K aid approved $4K to the City of Newport for repairs
2007

Severe Storms and Inland and Coastal Flooding

$523K to the City of Newport for repairs
2005

Record Snow

$42K to the City of Newport for repairs
Newport County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Newport

Newport and the towns around it

Jamestown: Very low, mostly inland floodingMiddletown: Very low, mostly inland floodingNorth Kingstown: Low, mostly inland floodingNarragansett: Low, mostly inland floodingPortsmouth: Very low, mostly inland floodingNewport: Very low, mostly inland flooding NewportJamestownMiddletown
Very lowLowModerateHighVery high
Middletownmostly inland floodingVery low
Newportmostly inland floodingVery low
Jamestownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newport covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Newport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Newport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Newport total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01