Middletown, RI natural hazards
Most of the natural-hazard damage FEMA expects in Middletown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 37 claims here since 1978. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Middletown?
FEMA expects yearly storm and flood damage to homes and buildings in Middletown to be higher than in 5% of U.S. communities, mostly from inland flooding and hurricanes.
What Middletown faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Lower here
Not a risk here
Does Middletown flood?
Every paid claim on a federal flood insurance policy in Middletown, from FEMA’s records.
Biggest named events
- March 2010 Nor'easter: 9 claims, $30K
- Hurricane Bob: 6 claims, $69K
- Hurricane Sandy: 5 claims, $123K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Middletown itself: aid to households, or repair grants to the Town of Middletown.
Severe Winter Storm and Snowstorm
Severe Winter Storm and Snowstorm
Severe Winter Storm and Snowstorm
Hurricane Sandy
Tropical Storm Irene
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Hurricane Katrina Evacuation
Record Snow
Middletown and the towns around it
How to read this page
FEMA’s expected losses across Middletown total about $2.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.