Natural hazards · Young

Young, PA natural hazards

Most of the natural-hazard damage FEMA expects in Young comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Young?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Young to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else22%

By hazard

What Young faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Young flood?

Every paid claim on a federal flood insurance policy in Young, from FEMA’s records.

22paid claims since 1996

$107Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 4 claims, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Young isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Indiana County.

Disasters that hit Young

Federal disasters declared here

None of the disasters declared for Indiana County shows FEMA aid or repair money reaching Young itself in FEMA’s records.

Brought FEMA money into YoungDeclared for Indiana County only

Indiana County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Young

Young and the towns around it

Very lowLowModerateHighVery high

Armstrongmostly inland floodingHigh

Black Lickmostly inland floodingModerate

Conemaughmostly inland floodingModerate

South Bendmostly inland floodingModerate

Youngmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Young covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Young’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Young. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Young total about $448K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.