Natural hazards · Black Lick

Black Lick, PA natural hazards

Most of the natural-hazard damage FEMA expects in Black Lick comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Black Lick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Black Lick to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Black Lick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Black Lick flood?

Every paid claim on a federal flood insurance policy in Black Lick, from FEMA’s records.

2paid claims since 2000

$10Kpaid to owners

1homes flooded more than once

20002026

Biggest named events

Tropical Storm Ivan: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Black Lick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Indiana County.

Disasters that hit Black Lick

Federal disasters declared here

None of the disasters declared for Indiana County shows FEMA aid or repair money reaching Black Lick itself in FEMA’s records.

Brought FEMA money into Black LickDeclared for Indiana County only

Indiana County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Black Lick

Black Lick and the towns around it

Very lowLowModerateHighVery high

Black Lickmostly inland floodingModerate

Conemaughmostly inland floodingModerate

Youngmostly inland floodingLow

Centermostly inland floodingLow

Burrellmostly inland floodingVery low

Derrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Black Lick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Black Lick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Black Lick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.