Natural hazards · Valley

Valley, PA natural hazards

Most of the natural-hazard damage FEMA expects in Valley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 25 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley flood?

Every paid claim on a federal flood insurance policy in Valley, from FEMA’s records.

25paid claims since 1978

$413Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 3 claims, $72K
Not a named storm: 3 claims, $5K
Hurricane Ida: 2 claims, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit Valley

Federal disasters declared here

None of the disasters declared for Armstrong County shows FEMA aid or repair money reaching Valley itself in FEMA’s records.

Brought FEMA money into ValleyDeclared for Armstrong County only

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Valley

Valley and the towns around it

Very lowLowModerateHighVery high

Valleymostly inland floodingHigh

Boggsmostly inland floodingHigh

Rayburnmostly inland floodingHigh

Cowanshannockmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Valley total about $980K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.