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Natural hazards in Upper Turkeyfoot · FEMA

Upper Turkeyfoot is calmer than 82% of U.S. communities

Most of the natural-hazard damage FEMA expects in Upper Turkeyfoot comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1986.

18Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 18% of U.S. places
Main hazard
Inland flooding
81% of expected damage
Flood claims
3
paid since 1986 · $22K
Disasters paid out here
0
of 18 declared for Somerset County
Expected yearly loss
$499K
buildings, people and crops

What stands out about Upper Turkeyfoot’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Upper Turkeyfoot?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 18% of U.S. communities, mostly from inland flooding.

Where Upper Turkeyfoot sits
Upper Turkeyfoot
Very lowLowModerateHighVery high

Calmer than 1,964 of the 2,558 Pennsylvania towns we cover.

Upper Turkeyfoot covers 1 census tract, combined by population.

What drives the damage
Inland flooding81%Everything else20%
By hazard

What Upper Turkeyfoot faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

81%of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought🏔️ Avalanches
Not a risk here
Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upper Turkeyfoot flood? Rarely: 3 flood claims since 1986

Every paid claim on a federal flood insurance policy in Upper Turkeyfoot, from FEMA’s records.

Paid flood claims, by year
1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 2 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 19861996
19862026
3
paid claims since 1986
$22K
paid to owners
0
homes flooded more than once
$7K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Upper Turkeyfoot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.
Storms remembered

Federal disasters declared here

None of the disasters declared for Somerset County shows FEMA aid or repair money reaching Upper Turkeyfoot itself in FEMA’s records.

Disasters declared, by decade
Paid out in Upper TurkeyfootSomerset County only

Somerset County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Be ready

Get ready for what Upper Turkeyfoot actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Upper Turkeyfoot and its neighbors

Upper Turkeyfoot ranks 2nd calmest of 8 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
AddisonHighinland flooding6
SpringfieldModerateinland flooding8
BlackLowinland flooding0
MilfordLowinland flooding1
CasselmanLowinland flooding0
Upper TurkeyfootVery lowinland flooding3
Lower TurkeyfootVery lowinland flooding6
MiddlecreekVery lowinland flooding1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in January–February

The month each of Somerset County’s 18 declared disasters began, since 1953.

5J
2F
1M
A
1M
1J
1J
2A
3S
1O
1N
D
FloodsWinter stormsSevere stormsHurricanes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Upper Turkeyfoot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upper Turkeyfoot.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Upper Turkeyfoot, expected losses total about $499K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Upper Turkeyfoot.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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