Natural hazards · Black

Black, PA natural hazards

Most of the natural-hazard damage FEMA expects in Black comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Black?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Black to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Black faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Black flood?

FEMA's records show no paid flood insurance claims in Black.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Black isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Black

Federal disasters declared here

None of the disasters declared for Somerset County shows FEMA aid or repair money reaching Black itself in FEMA’s records.

Brought FEMA money into BlackDeclared for Somerset County only

Somerset County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Black

Black and the towns around it

Very lowLowModerateHighVery high

Addisonmostly inland floodingHigh

Summitmostly inland floodingModerate

Blackmostly inland floodingLow

Milfordmostly inland floodingLow

Rockwoodmostly inland floodingLow

Casselmanmostly inland floodingLow

Upper Turkeyfootmostly inland floodingVery low

Somersetmostly inland floodingVery low

Brothersvalleymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Black is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Black’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Black. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.