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Natural hazards · Upper Nazareth

Upper Nazareth, PA natural hazards

Most of the natural-hazard damage FEMA expects in Upper Nazareth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Upper Nazareth?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Nazareth to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding70%Heat waves6%Cold waves6%Hurricanes5%Everything else12%
By hazard

What Upper Nazareth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 3 times a year in the area

Heat waves

6% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about 6 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once a year in the area

Hurricanes

5% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upper Nazareth flood?

Every paid claim on a federal flood insurance policy in Upper Nazareth, from FEMA’s records.

3paid claims since 2004
$62Kpaid to owners
1homes flooded more than once
20042026

Biggest named events

  • Hurricane Isaias: 1 claim, $9K
  • Tropical Storm Ivan: 1 claim, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Upper Nazareth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Northampton County.
Disasters that hit Upper Nazareth

Federal disasters declared here

None of the disasters declared for Northampton County shows FEMA aid or repair money reaching Upper Nazareth itself in FEMA’s records.

Brought FEMA money into Upper NazarethDeclared for Northampton County only
Northampton County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Upper Nazareth

Upper Nazareth and the towns around it

Nazareth: Very low, mostly inland floodingLower Nazareth: Low, mostly inland floodingBushkill: Low, mostly inland floodingPalmer: Moderate, mostly inland floodingBath: Moderate, mostly inland floodingEast Allen: Low, mostly inland floodingMoore: Low, mostly inland floodingStockertown: High, mostly inland floodingBethlehem: Low, mostly inland floodingRoss: Low, mostly inland floodingPlainfield: Very low, mostly inland floodingForks: Moderate, mostly inland floodingEaston: High, mostly inland floodingWilson: Moderate, mostly inland floodingTatamy: High, mostly inland floodingAllen: Moderate, mostly inland floodingHanover: Very low, mostly inland floodingEldred: Moderate, mostly inland floodingLehigh: Low, mostly inland floodingLower Towamensing: High, mostly inland floodingUpper Nazareth: Moderate, mostly inland flooding Upper NazarethNazarethLower NazarethBushkillPalmerBathEast AllenMooreStockertown
Very lowLowModerateHighVery high
Stockertownmostly inland floodingHigh
Bathmostly inland floodingModerate
Palmermostly inland floodingModerate
Upper Nazarethmostly inland floodingModerate
East Allenmostly inland floodingLow
Lower Nazarethmostly inland floodingLow
Bushkillmostly inland floodingLow
Mooremostly inland floodingLow
Nazarethmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Nazareth covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Upper Nazareth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upper Nazareth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upper Nazareth total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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