Natural hazards · Bath

Bath, PA natural hazards

Most of the natural-hazard damage FEMA expects in Bath comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bath?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bath to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding70%Heat waves6%Cold waves6%Tornadoes5%Everything else13%

By hazard

What Bath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bath flood?

Every paid claim on a federal flood insurance policy in Bath, from FEMA’s records.

4paid claims since 2011

$49Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Isaias: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northampton County.

Disasters that hit Bath

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bath itself: aid to households, or repair grants to the Borough of Bath.

Brought FEMA money into BathDeclared for Northampton County only

2021

Remnants of Hurricane Ida

15 households applied for aid

2011

Tropical Storm Lee

41 households applied for aid $97K aid approved

2011

Hurricane Irene

21 households applied for aid $24K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $149 aid approved

2005

Severe Storms and Flooding

5 households applied for aid $7K aid approved

2004

Tropical Depression Ivan

73 households applied for aid $225K aid approved

Northampton County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Bath

Bath and the towns around it

Very lowLowModerateHighVery high

Bathmostly inland floodingModerate

Upper Nazarethmostly inland floodingModerate

East Allenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bath covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bath’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Bath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bath total about $777K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.