Natural hazards · Twilight

Twilight, PA natural hazards

Most of the natural-hazard damage FEMA expects in Twilight comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 56 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Twilight?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twilight to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding96%Everything else4%

By hazard

What Twilight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

96% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Twilight flood?

Every paid claim on a federal flood insurance policy in Twilight, from FEMA’s records.

56paid claims since 1981

$656Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Tropical Storm Ivan: 1 claim, $550

of homes in flood zones
are insured

of all homes
are insured

No community discount. Twilight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Twilight

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Twilight itself in FEMA’s records.

Brought FEMA money into TwilightDeclared for Washington County only

Washington County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Twilight

Twilight and the towns around it

Very lowLowModerateHighVery high

Long Branchmostly inland floodingVery high

Twilightmostly inland floodingVery high

Speersmostly inland floodingVery high

Charleroimostly inland floodingHigh

Fallowfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twilight covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Twilight’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Twilight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Twilight total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.