Natural hazards · Charleroi

Charleroi, PA natural hazards

Most of the natural-hazard damage FEMA expects in Charleroi comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 30 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Charleroi?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Charleroi to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding95%Everything else5%

By hazard

What Charleroi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

95% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Charleroi flood?

Every paid claim on a federal flood insurance policy in Charleroi, from FEMA’s records.

30paid claims since 1979

$421Kpaid to owners

3homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Charleroi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Charleroi

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Charleroi itself: aid to households, or repair grants to the Borough of Charleroi.

Brought FEMA money into CharleroiDeclared for Washington County only

2004

Tropical Depression Ivan

7 households applied for aid $18K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

1 household applied for aid $5K aid approved

Washington County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Charleroi

Charleroi and the towns around it

Very lowLowModerateHighVery high

Speersmostly inland floodingVery high

Twilightmostly inland floodingVery high

Charleroimostly inland floodingHigh

North Charleroimostly inland floodingHigh

Rostravermostly inland floodingLow

Fallowfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Charleroi covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Charleroi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Charleroi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Charleroi total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.